General Knowledge Materials For All Exam Pdf

By | February 21, 2019

General Knowledge Materials For All Exam Pdf

General Knowledge Materials For All Exam Pdf

General Knowledge Materials For All Exam Pdf

When you set up your annuity, you made an investment in your future. You worked with a broker or financial planner to build a policy that you thought would fit your needs.

You had to plan for how your future would be, but sometimes life changes in ways that you could never predict. Your regular payments are not enough to pay for what you want to do. You need cash now. Many policies will not let you cash out your payments early, making what once felt like a sound investment like a red tape keeping you from your future goals. That’s where we can help.

At J.G. Wentworth, we can buy some, or even your future annuity payments in exchange for a lump sum of cash. In some cases, you can sell your annuity payments and receive the money you need in as little as two weeks after you sign the required paperwork. It’s your money. Use it when you need it.

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Why sell your annuity payments? Everyone’s financial situation is different, but for over 25 years we’ve been helping people sell their future payments, we’ve heard many reasons why people want their money sooner. Some of the most popular include:

Buying a new home or repairing an existing one

Paying for college or technical school training

Starting or growing a private business

Paying for unplanned medical expenses

Paying off high-interest debt

Changing an investment or retirement plan

You might have a similar reason, or you could have different plans for your money entirely. We want to help. When you contact us, you will speak with a representative who will give you options for your future payments for cash you can spend sooner.

If you’re thinking about selling some or all of your payments, knowing what they’re worth today is an important first step, but it’s not just a simple calculation. When you set up your annuity, you chose what options, known as riders, you put on it that changes how the payout worked. These riders can change the value of your payments. Other factors that influence the current value of your future payments include:

The amount of remaining payments

How often you receive those payments

When you’re scheduled to receive the payments you’re looking at selling.

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In general, the higher the potential return, the higher the risk of potential loss also.

Although some funds are less risky than others, all funds have some level of risk –

it’s never possible to diversify away all risk also

even with so-called money market funds This is a fact for all investments. Each mutual fund has a predetermined investment objective that tailors the fund’s assets also regions of investments and investment strategies. At the most basic level, there are three flavors of mutual funds also.

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those that invest in stocks (equity funds) also those that invest in bonds (fixed-income funds),

Those that invest in both stocks and bonds (balanced funds), And those that seek the risk-free rate

(money market funds) also.

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