and 10 lakhs of accelerated critical illness cover for a 25 year old healthy male
for a policy term of 15 years with lumpsum payout option. The annual
premium amount for this assumption will be 5846 and monthly premium will be 489. The above mentioned premium rate is for 1 crore of life cover also
and 10 lakhs of accelerated critical illness cover for a
25 year old healthy male for a policy term of 15 years with regular income payout option.
◆ The annual premium amount for this assumption will be 7,576 and monthly premium will be 633.The above mentioned premium rate is for
1 crore of life cover for a 30 year old healthy male for a policy term of
30 years with regular income payout option. The annual premium amount for this assumption will be 9179 and monthly premium will be 766. In case of death, the nominee will receive 83,333 pm for 10 years
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In general, the higher the potential return, the higher the risk of potential loss.
Although some funds are less risky than others, all funds have some level of risk –
it’s never possible to diversify away all risk –
even with so-called money market funds This is a fact for all investments.
Each mutual fund has a predetermined investment objective that tailors the fund’s assets also regions of investments and investment strategies.
At the most basic level, there are three flavors of mutual funds:
those that invest in stocks (equity funds) also those that invest in bonds (fixed-income funds),
Those that invest in both stocks and bonds (balanced funds), And those that seek the risk-free rate
(money market funds).
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➨ Tax benefits can be availed subject to issuance of policy and other conditions as per prevailing tax laws. This feature is only available for Life Option.
The critical illness benefit is an accelerated benefit and the death benefit will be
reduced by the critical illness cover paid to the policyholder. To know more about the illnesses covered, please refer to the Sales brochure. Available under Life and Health and All in One options.Accidental Death Benefit is up to 2 Crores.●